of consumers prefer BNPL for large purchases
would use BNPL if offered by their primary bank
BNPL is expected to generate $680 billion in transaction value by 2025
Customers are shifting away from traditional revolving credit and favor installment-based payments like BNPL, which provide more control and predictability.
Banks can capture new revenue streams by offering white-label BNPL solutions that integrate seamlessly into their existing product portfolios.
Fintechs are aggressively entering the BNPL space, but banks have the advantage of lower costs of capital, regulatory expertise, and customer trust.
Issuing banks can offer bank-funded BNPL directly at the point of sale without the need for payment terminal integration. This flexibility allows issuing banks to deliver seamless BNPL solutions that extend credit directly to consumers, regardless of the merchant’s payment infrastructure.
Acquiring banks have a unique opportunity to control the point-of-sale (POS) environment and drive BNPL adoption through merchant-funded BNPL offers. By integrating BNPL into payment terminals and checkout systems, acquiring banks can create new revenue streams and offer flexible payment options directly to consumers at the point of sale.
Our white-label BNPL solution empowers banks to offer flexible, secure payment plans that drive customer loyalty, increase revenue, and reduce fraud risk. By delivering fast approvals and seamless integrations, we help banks meet modern consumer demands while scaling their operations efficiently.
Our white-label BNPL software is designed to help banks and payment processors deploy flexible payment solutions quickly and securely. Here’s how our solution can transform your credit offerings:
Request a demo today to see how our white-label BNPL solution can help your bank or payment processor capture new revenue, improve customer retention, and stay competitive in the growing BNPL market.
