How it works for Students

From "How Can I Afford This?" to "When Can I Start?"

Gratifypay BNPL
  • High interest rates with severe penalties for late payments
  • Tedious payment management
  • Inaccessible for a lot of domestic and international students
  • Approvals that take days or weeks
Gratifypay BNPL
  • Student financing at 0% interest
  • Outsource payment management to Gratify
  • Accessible for most students with a Canadian credit of debit card
  • Decision in under 2 minutes

Modernized Tuition Payments

Your student's payment experience impacts their perception of your school
  • Keep students engaged with and not get lost seeking financing from banks and predatory lenders‍
  • Fast funding with 100% approval rates
  • Payment reminders and auto-pay transactions keep students on track
Gratifypay BNPL

You're Better than your Credit Score

Financial inclusion is at the heart of what we do, because everyone deserves a fair shot at economic opportunities. At Gratify, you're more than just a credit score; we see the individual, your potential, and believe in creating pathways for everyone's financial growth. We're committed to levelling the playing field, ensuring that even those with limited credit have access to the financial resources they need to thrive.