AI Driven Merchant Onboarding is Better, Faster & Cheaper

Transform merchant onboarding for your partners, merchants and staff with AI-KYB that combines automation with your human expertise.
Faster Onboarding. Better Experiences. One Integration.

Why is Merchant Onboarding so frustrating?

Traditional merchant onboarding is riddled with legacy issues resulting in 35% of Merchants abandoning their applications.
Weak Processes

Multiple handoffs between underwriters, compliance teams, and operations

Shallow Reviews

Infrequent and piecemeal compliance checks leave regulatory gaps

Fickle Applicants

Lengthy applications and confusing terms break Merchant enthusiasm

Fix your Processes with  Proactive AI-KYB

Gratify replaces tedious, manual processes with an automated, always-on engine. From the moment merchants apply, our system enriches the application with supporting documents and verifies their account with supporting evidence.

Autonomous Investigations

Gratify runs hundreds of checks on every application and returns evidence reports to ensure high compliance coverage.
Real-Time KYB & KYC
Improve fraud detection

Advanced AI Data Analysis

Flag high-risk merchants with more accurate, real-time data, reducing fraud risks early in the process.

Smart Recommendations

Handling dozens of applications at the same time is easy with clear actions recommended based on the evidence collected.
Increase Partner Satisfaction

How It Works

Upfront Payments
Application Submitted
Merchants provide essential details; our system handles the cumbersome back-and-forth required.
It's All About You
AI Enhancement and Verifications
Our AI-driven engine evaluates the merchant’s risk level, compliance history, and more—in seconds.
Put Customers First
Instant Approval or Actions
Low-risk merchants receive immediate onboarding; higher-risk applications trigger automated follow-up steps.
Merchant Centric Support
Continuous Monitoring Post-Onboarding
Even after going live, merchants are constantly evaluated for compliance and performance anomalies.

How AI enabled KYB lifted onboarding Speed by 80%

See how a PSP gained an 80% improvement in onboarding speed after implementing AI-enabled KYB solutions

Integrations

Connect your existing data providers and output evidence backed results to your system of trust.

Fits Your Workflows

We take great pride in our API and match it with a simple and powerful dashboard for everyday use.
API Docs
Ready to transform your onboarding process?

Request a demo today to see how Gratify can accelerate your operations and deliver faster, more secure merchant onboarding.

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Seamless Integration BNPL