Finance purchases on a budget

Unlock the flexibility of Buy Now, Pay Later and Instalments. Split your purchases into easy payments, making shopping smoother and more manageable.

Unpacking the Benefits

Budget-Friendly

Spread out your expenses without feeling the pinch. Make bigger purchases without the immediate financial burden.

Zero Surprises

No hidden fees, no unexpected costs. Just automated payments.

Instant Approval

Swift, hassle-free approval processes mean you can shop without the wait.

Boost Financial Flexibility

Improve your purchasing power without impacting your monthly budget.

Safe and Secure

Prioritized security ensures your financial data stays protected throughout.

Build Credit Over Time

Regular, on-time payments can potentially enhance your credit score, setting you up for future financial success.

Paying with Gratify

From instant approvals at checkout to enjoying your purchases right away, discover the effortless journey of Buy Now, Pay Later.

Step 1

Choose Gratify at Checkout

Select the Buy Now, Pay Later option when finalizing your purchase. This integrated choice allows for easy, deferred payments without paying the full amount immediately.

Step 2

Instant Approval w/ Split Payments

After selecting BNPL, experience a quick approval process. Your total is then divided into manageable instalments, often starting with an initial payment at purchase.

Step 3

Enjoy Now, Pay Gradually

Receive your items immediately and relish the convenience of spaced-out payments. Timely instalments might even unlock exclusive offers and potential credit benefits.

More than you Bargained for

Let’s get down to the nitty-gritty. All you need to know is right here.

Market availability

Canada, USA, Australia, New Zealand

Length of payback period

6 weeks to 2 years

First customer installment

Due at time of purchase

Time between payments

2 weeks

Consumer APR

Default is 0%

Order size

$50 to $25,000

Own More Of The BNPLEconomics

Processors can give their transactions away, or put BNPL on their rails.

With BNPL gaining momentum, payment providers need to step up their game and offer experiences that exceed the convenience offered by BNPL shopping apps.

BNPL In A Box

The Gratify platform scales innovative products with deep tech designed for your payment ecosystem needs. Mix and match the features you need to optimize your product offering.

In need of debt capital to finance lending? Gratify Capital can add the financial fuel to power your aspirations.

Finance purchases on a budget

Unpacking the Benefits

More than you Bargained for

Own More Of The BNPLEconomics

BNPL In A Box

Info@GratifyPay.com