Better experiences await with Gratify Buy Now Pay Later
Make your products more accessible for more customers by letting them buy now, and pay later. You get paid up front, and your customer gets to experience more.
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How BNPL Works
It’s consumer lending made easy, and effortless for you to integrate into your store.
Customer Pays in 25% Instalments
Your customers can easily make a purchase on your website and choose Gratify as their preferred payment method at checkout. Interest free.
You Get Paid Up Front
You are paid up front, as fast as your normal Payfirma/Merrco settlements. There's no risk to your business of not being paid.
We Handle The Repayments
After the purchase, and you've been paid, Gratify handles all the repayments from your customers.
48% Of Your Customers Want BNPL
48% of consumers saying BNPL would empower them to spend 10-20% more compared to using a credit card. GratifyPay empowers both you and your customers with more flexibility, increased purchasing power, and higher order values.
What Other Online Retailers Are Saying About Gratify
"I can't believe how easy it was to get setup!"
FAQ
How do customers use Gratify to pay?
Gratify appears as a small box next to “payment options” on your checkout page. We provide all the tools you need to integrate our Buy Now Pay Later solutions and set up your business to offer deferred payment options, offer pre-qualification, and add Gratify Pay to your checkout portal.
What if a customer doesn’t pay?
When a customer fails to pay their instalment, Gratify follows up and treats your customers with the same respect you do. A late fee is applied when a payment is missed, and Gratify immediately follows up with courteous communications. Failed payments will be sent to collections after a period of time.
When do I get paid?
Right away! As a Payfirma/Merrco customer, you get paid at the same time as your regular Payfirma/Merrco payments. This means no change to your current processes.
How much does it cost?
Using Gratify is just like a credit card transaction - it is charged in percentage points, and it varies depending on how many sales your store makes. Most businesses pay around 5% plus standard transaction fees.
Do I need to integrate into my POS?
No. Gratify is a standalone platform for instalment payments. You can create sales in your POS, mark them as a Gratify payment, and then your books will align nicely. We have a ton of help files and our Growth Experts will work with you to get set up.
