Your Business Metrics
Total number of merchant applications processed per year
Average yearly transaction volume per approved merchant
Time spent on manual review, documentation, and follow-up
Fully loaded cost including benefits and overhead
From application submission to final approval
Merchants who drop out during compliance, fail to complete onboarding, or never transact after approval
Cost Analysis
Cost per Merchant
$250
Annual Onboarding Costs
$2,500,000
Lost Revenue (Churn)
$150,000,000
Opportunity Cost
$37,500,000
Total Annual Impact
$190,000,000
Detailed Cost Breakdown
Manual Review Costs
Risk Analyst Time
$150
Admin & Follow-up
$30
Subtotal per Merchant
$180
Technology & Operations
System Overhead
$45
Data Entry & Verification
$20
Subtotal per Merchant
$65
Revenue Impact Analysis
Merchants Lost to Churn
3,000
Processing Volume Lost
$150M
Revenue Impact (0.25%)
$375K
Potential Automation Savings
Cost Reduction (80%)
$2M
Churn Improvement (50%)
$75M
Total Annual Savings
$77M
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