4.2 Home

Real-Time Merchant Decisions

Faster applications for merchants, more cost effective for business, more convenient for underwriters.

Merchant Onboarding is Painful

Manual data collection and slow onboarding processes burden teams—delaying approvals and causing merchants to drop out before their first transaction. Mounting compliance demands further escalate into costly, burdensome audits.

35%

Merchants Churn Before
Completing Onboarding

100%

Onboarding teams waste time on tedious tasks: collecting and reviewing data.

Automate Compliance & Accelerate Activation

Our proactive merchant management platform does what no other legacy system can: always-on compliance that scales, and fast, frictionless onboarding that keeps merchants engaged from day one.

Complete Offering: Unrivaled Merchant Insights

Empower your decision-making with a fully integrated solution that delivers comprehensive data, in-depth analysis, meticulously compiled evidence, and robust scoring – everything you need to confidently evaluate every merchant application.

End-to-End Merchant Management

Streamlined your merchant lifecycle

‍Pre-Screening: Quickly identify high-potential merchants.

‍Onboarding Applications: Simplify the initial vetting process.

‍Application Processing: Ensure rigorous, data-driven evaluations.

‍Continuous Monitoring: Stay ahead with real-time risk assessment and ongoing oversight.

Stop the Data Insanity

Drowning in disparate data? Gratify AI aggregates and analyzes web data, uncovering subtle signals to deliver a single, intuitive Gratify Score that instantly reveals merchant health—empowering you to make faster, smarter decisions without overload.
‍

AI Agent Tasks

Stop chasing merchants for missing documents. Automatically delegate them to Gratify's AI system which will gather, verify and compose evidence so you can close your files.

360° Account Visibility

With the Gratify Dashboard you'll have real-time oversight of every account and status. Gain actionable insights at-a-glance to streamline decision-making and ensure nothing slips through the cracks.Total clarity, total control.

Gratify’s Suite of Fintech Tools

At Gratify, innovation drives everything we do. We started by creating fintech solutions to enhance our own consumer experiences. Today, we transform those proven innovations into powerful tools, enabling our partners to deliver seamless, scalable financial solutions under their own brand.

CheckoutID

Secure every transaction with real-time identity verification. Ensure that only the right customers complete purchases, enhancing security and trust.

CheckoutID

White-Label BNPL

Offer flexible financing solutions under your brand. Enable credit for your merchants with BNPL, backed by real-time identity checks, for both online and in-store purchases.

White Label BNPL

KYB

Automate and streamline business onboarding with real-time verification. Ensure compliance while accelerating approvals.

Merchant Onboarding

Complete Offering: Unrivaled Merchant Insights

End-to-End Merchant Management

Stop the Data Insanity

AI Agent Tasks

360° Account Visibility

Gratify’s Suite of Fintech Tools

CheckoutID

White-Label BNPL

KYB

Info@GratifyPay.com